How to deal with flooded cars in Harvey's wake

How to deal with flooded cars in Harvey's wake



Here are answers to questions about what will happen to those vehicles and how to handle your car in the aftermath of the epic storm

SHOULD I START MY CAR IF IT’S BEEN FLOODED?

, in almost all cases. If the car was only in a few inches of water that didn’t rise past the bottom of the body, maybe. Water higher than that can get into wires, transmission parts, the exhaust or other places. Deeper water could enter the cylinders that surround the pistons. Trying to start the car could bend parts that connect the pistons to the rest of the drive train, said John Nielsen, managing director of automotive engineering for AAA. Oil, gasoline, antifreeze, brake fluid and other liquids could have water in them that could cause damage if not replaced. Nielsen recommends having the car towed to a mechanic for inspection. Depending on the severity of flood damage, he says the cost of refurbishing a car likely will be more than replacing it

IF IT’S REPAIRED, WILL MY CAR BE SAFE?

 Probably not. Water could have damaged sensors, electrical connectors, computer chips and wiring that are under the carpet, behind the dashboard or in the engine compartment. That could disable lights, air bags, ignition, gas and brake pedal sensors or other essential systems. Corrosion can form beneath wiring insulation. Salty water from the Gulf of Mexico would make that worse

WILL INSURANCE COVER A FLOODED CAR?

 Depends on your coverage. If you’re financing or leasing, your lender likely requires comprehensive insurance, which typically covers flood damage along with fire, vandalism or falling objects. But if you own a car outright, or it’s old and would be more expensive to repair than it’s worth

WHERE DO FLOODED CARS GO

 Insurers will turn the cars over to auctions or salvage yards. Undamaged parts will be salvaged and many vehicles will be scrapped. Some will go to salvage auctions, says Tim West, vice president and North American auction director for Black Book, a service that calculates used car prices. Everything that’s ruled a total loss by an insurance company should get a salvage title. But consumers should be careful. A vehicle considered a total loss in one state might not require a salvage title in another state

HOW CAN I AVOID BUYING A FLOOD-DAMAGED VEHICLE?

 Flooded cars could be shipped to other parts of the country or even other nations. To find out where the car came from and if it has a salvage title, experts suggest keying the vehicle identification number into services (there’s a charge) that search car histories such as Autocheck or Carfax. Carfax and the National Insurance Crime Bureau offer free services to check for flood damage. Buyers can ask to take the car to a mechanic for inspection. Buyers can also look for signs of flooding, including musty or moldy odors or overpowering use of air freshener